Advanced security to help you shop online with conﬁdence and peace of mind.
Protecting you is our top priority
At Visa, we are committed to making online shopping as secure, fast and convenient as purchases you make in a store. With over 60 years of payments expertise, we partner with merchants and issuers to deliver a seamless customer experience that protects you—however you purchase, wherever you are.
Shop online with conﬁdence
Whether you are using a desktop, mobile or other digital device, Visa has a service through participating merchant sites that provides an additional layer of protection when shopping online. This service helps your issuer know you are really you and most importantly, it protects you from fraud.
When shopping online at participating merchant sites with your Visa card, you get:
Beneﬁt from an added layer of protection that prevents the unauthorized use of your card when shopping online.
Experience simple and secure authentication if and when you are asked to verify your identity*.
Shop safely across participating online merchants and issuers worldwide—without the need to download software or register an account.
Enjoy peace of mind knowing that you’re protected from unauthorized charges when your Visa card is lost, stolen or fraudulently used, online or oﬄine.
*For details on the authentication options available to you, please consult your card issuer.
**Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more details.
How it works
When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps conﬁrm your identity when you make an online purchase at participating merchant sites.
There’s no need to download anything, install software or register. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity.
Yes. This service was designed for both Visa credit and debit cards when shopping online. When you use your Visa debit card, your online transaction experience will be similar to a credit transaction—no need to enter your PIN.
No. Your current Visa card will work, as long as the financial institution that issues your card is part of this Visa Secure program. Please visit your issuer’s website for more information.
This service automatically works at checkout with participating merchants. Remember, there is no need to download anything, install software or register your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.
As you complete the transaction, you may be prompted to verify your identity if additional authentication is required. It’s important to take special precautions when shopping online. This extra verification step helps ensure the person using your card is you.
The financial institution that issued your Visa card has a number of tools that can help verify your identity such as a one-time passcode or biometrics. If you encounter this extra step, simply follow the instructions on your screen to verify your identity.
If you do encounter this extra verification step, Visa helps route information to your financial institution so they can verify your identity. The Visa logo is there to give you peace of mind that the transmission is secure and reliable.
No. Although the Verified by Visa name is no longer in use, the same technology is in place to help protect you. In fact, this service was recently enhanced to make transactions more secure and the user experience more seamless.
Contact your Visa card issuer directly for more information